How much are you really spending on AI tools?

Add up ChatGPT, Claude, Midjourney, Copilot and the rest in seconds. See your true monthly and yearly cost, a breakdown by category, and where you might be overpaying. Built from verified vendor pricing — not estimates.

What this calculator does

Pick every AI subscription you pay for. The calculator totals monthly and annual spend, groups cost by category, and flags likely overlap so you can decide what to keep, downgrade, or cancel.

We track 100 AI tools with prices last reviewed in January 2026. Figures are normalized to monthly USD; annual plans show the effective monthly rate so comparisons stay honest.

Start with the data, not the hype

Before you add another seat, check the AI pricing database, read the 2026 cost planning guide, or open a head-to-head cost comparison. Every number on this site ties back to an official vendor page listed in data sources.

About this data

Prices on AI Tool Costs are taken from official vendor pricing pages and normalized to monthly USD for comparison. Always confirm the live price on the vendor site before you subscribe. See our methodology, data sources, and editorial standards.

Open the free AI cost calculator · Browse the pricing database · Read the 2026 cost planning guide